Miscellaneous insurance

The revolution of mobile phones took place in just a few years. Smartphones have become an expensive affair which can cost a few thousands but also runs into lakhs. Mobile insurance safeguards you against costly repairs, replacements and even in case of theft. We build a personal attachment to our phones and it’s become important to secure it with the best mobile insurance policies.

The sea poses many risks that include bad weather, water damage and pirates. Insurance companies offer cargo insurance, freight insurance and hull insurance on ships and boats. Marine insurance not only provides financial protection for the ship but also the cargo being transported. Find out the best marine insurance policies designed to suit your needs.

Agriculture is the base of humanity providing one of the basic necessities, food. But the business is risky due to natural disasters, inflation, damages to agricultural equipment. Crop insurance can help safeguard farmers against any loss or damages to their farming property and assets. Get the best insurance for your crops and farming property that suits your required needs.

Property insurance spans across a wide category of general insurance that comes in handy for those who own property, assets, equipment, cargo and such. Property insurance provides cover against all risks on portable and fixed assets, theft, and damage.

Liability insurance covers specific needs in cases where individuals or companies need protection against risks that involve being legally held or sued for negligence, malpractice or injury. Some business operations involve a great deal of risk, and employers might find the need to insure themselves or the business against such risks.

Commercial Vehicles are valuable assets of a company and it can be an expensive affair in case of accidents, damages, theft and other risks. Commercial Vehicle Insurance is designed specifically to safeguard you against such risks so that your business does not have to incur losses in the event something bad happens.

Laptop’s have become an important asset as they not only cost a lot, but they also store important and sometimes confidential information. Damages and theft of the laptop can result in major financial losses. Though laptop insurance is not opted for by many, it can come in handy in times or losses. Explore the different laptop insurances available in the market to find a policy suitable to you.

Just about anything related to your business can be insured. Be protected financially against unforeseen risks to your property, workers, assets and any liabilities that may arise. Find out the best insurance policies on offer from top providers before settling on your ideal policy.

Businesses sometimes have to take credit from traders and give credit to customers. Both aspects of credit can be insured. This type of insurance provides stability and peace of mind while purchasing necessary items on credit. Giving customers credit also becomes an easier task.

Our home is a prized possession that is susceptible to a number of risks. Protecting our homes in case of unfortunate calamities, thefts, fires and other such disasters can help in the process of rebuilding. These policies cover the property as well as the belongings to ensure your standard of living is protected.

Pets can become our beloved family members. Taking out a pet insurance policy will help in covering veterinary expenses in case of any medical problems and injuries. These policies will also pay out if the pet is stolen or in case of its demise to cover funeral expenses.

In case of claims of personal injury or damages to property caused by products sold or supplied by your business, this insurance policy can protect you from lawsuits and legal costs. The insurance policy will cover the cost of compensation.

Mortgage insurance is important for two reasons, one, the policy will cover your mortgage in the event that you cannot pay it back. Two, the insurance policy can make you eligible for a loan when you don’t meet the criteria otherwise. Get a policy to cover your mortgage to ensure your credit score doesn’t take a hit in the event you fall behind on your payments.

An injury, be it a short-term disability or a permanent one, could hamper your ability to earn an income. Disability insurance replaces a part of your regular income to ensure you have a stable source of money to survive. This insurance is extremely important for those who are living or working in a risky environment.

Individuals in the rural sector have different requirements compared to the urban sector. These insurance policies are designed to meet the individual and customised needs of rural areas. Rural insurance policies span across personal health, critical illnesses, loss due to weather, cattle cover and much more.

Professional Liability Insurance is a type of liability insurance that is specific to companies that deal with giving advice and services that are complex that can result in legal problems. The insurance will cover legal costs of defending the company or the individual. This insurance is also known as Errors and Omissions Insurance.

Building insurance covers the framework of your house and its permanent fixtures. This type of cover is applicable to the structure of your home that includes walls, floors, roofs and windows. It also includes the fittings for the bath, bedroom and kitchen. This insurance doesn’t cover the contents of the house but is suitable to those who need to insure the building only.

Business insurance applies to those enterprises that have their own premises wherein contents or stock are held. This insurance policy will cover public liability as well as fires and other defined events that could disrupt the functioning of the business. Any business is a means of livelihood and profit and it’s important to insure it with a good insurance policy.

Workers’ Compensation Insurance can help employers to avoid being sued and going through legal course of action in case an employee is injured during the course of employment. The insurance will provide wage replacement and medical benefits to employee. This policy is important for employers who run businesses where the chances of injuries are high.

Personal Insurance spans across everything related to your personal life including your life itself, any injuries, illness and expenses arising thereof. Personal insurance is everything related to insuring yourself and your family. To get the best policy, explore your options and find the one that suits your needs and your family’s needs the most.

Casualty insurance plans have wide scope but are not directly concerned with health insurance, life insurance, or property insurance. This type of insurance covers the liability of an individual or even an organization in the event of negligent acts and omissions.

Renter’s Insurance is important to those who live in rented houses as it protects them when bad situations arise. The insurance can cover all your belongings, any damages to the owner’s property, injury of guests in your home and even increased living expenses. You can also be insured in case you have to temporarily live elsewhere while your house undergoes repairs and maintenance.